• We are now running on a new, and hopefully much-improved, server. In addition we are also on new forum software. Any move entails a lot of technical details and I suspect we will encounter a few issues as the new server goes live. Please be patient with us. It will be worth it! :) Please help by posting all issues here.
  • The forum will be down for about an hour this weekend for maintenance. I apologize for the inconvenience.
  • If you are having trouble seeing the forum then you may need to clear your browser's DNS cache. Click here for instructions on how to do that
  • Please review the Forum Rules frequently as we are constantly trying to improve the forum for our members and visitors.

VISA now has an online merchant violation report form

sharkey

Regular Member
Joined
Aug 8, 2010
Messages
1,065
Location
Arizona
in michigan it is common to see 2 prices at gas stations. a cash price and a credit price. i wonder if this violates visa's rules.
Not anymore since the law changed.
I think it's the same law that got us carry in national parks but I could be wrong.

http://usa.visa.com/personal/using_visa/checkout_fees/index.html


Retailers Can Offer a Discount for Cash and Check Purchases

Retailers can encourage their customers to use other forms of payment, such as cash and checks, and can discount for PIN debit and cash and checks provided that the offer is made to all respective buyers.
ETA: Got a lot of free time?

You can verify if this is the law that prohibited credit card companies from prohibiting discounts for alternate payments.

http://www.govtrack.us/congress/bills/111/hr627/text
 
Last edited:

smellslikemichigan

Campaign Veteran
Joined
Jun 16, 2008
Messages
2,321
Location
Troy, Michigan, USA
Not anymore since the law changed.
I think it's the same law that got us carry in national parks but I could be wrong.

http://usa.visa.com/personal/using_visa/checkout_fees/index.html




ETA: Got a lot of free time?

You can verify if this is the law that prohibited credit card companies from prohibiting discounts for alternate payments.

http://www.govtrack.us/congress/bills/111/hr627/text
that's pretty silly. cash discounts are a defacto checkout fee. it can add up rather quickly when the price is 10 cents a gallon different
 

Citizen

Founder's Club Member
Joined
Nov 15, 2006
Messages
18,283
Location
Fairfax Co., VA
I,, understand that the Card is meant to be a "bearer instrument", but...
Many merchants will accept a card, from an obviouse thug/theif,
that is buying cartons of smokes, cans of DEW and sticks of jerkey,
with a card he probably just stole from a church lady, named ginger molsby!

I have two cards, they have 10,000 and 20,000$ limits,
I only use them for major purchaces, last time, was this very computor, about 3 years ago.

When the clerk asks me for pic ID.... I show it... then I thank them for being carefull..
When they check the extra ID, they are protecting my credit from fraud,,, I like that.
This is one of my peeves with the credit/loan industry.

They cannot protect my credit from fraud. Someone cannot steal my identity. Identity theft is a made-up term for fraud. I am not the victim of that fraud. The lenders and card issuers are.

This has gotten so out of hand that my bank now offers "identity theft protection" (at an additional cost, thank you).

The bottom line is that credit fraud, like receiving stolen checks, is the industry's business liability. Not my liability.

So, no ID, thank you.
 

sharkey

Regular Member
Joined
Aug 8, 2010
Messages
1,065
Location
Arizona
that's pretty silly. cash discounts are a defacto checkout fee. it can add up rather quickly when the price is 10 cents a gallon different
Visa sees it different.

They consider a defacto checkout fee on that actually shows as a separate charge for use of a credit card, not a different price for the item.

Semantics, I know.
 
Top