JTHunter2
Regular Member
How many of you still use paper checks? There is a similar problem here in Ill-Annoy. I don't know the specific law as it has been over a decade since I looked it up and it may have changed.
About 15 years ago, I took my phone number off of my checks for security reasons. You have probably heard of stories where, to protect your identity, you are not supposed to put your Social Securtiy number or Driver's License numbers on your checks. Unfortunately, Ill-Annoy requires us to give the vendor our DL number IF they ask. Nothing in the law says we have to put our phone number on the check. Over the last 15 years, I have had problems at stores like Lowe's, Home Depot, Menard's, Hobby Lobby, assorted grocers, etc., with not having a number on the check. The cashiers have usually called some member of management where I "school" them on the law's requirements. In MOST cases, these "requests" are COMPANY POLICY with no basis in law. Lowe's, Menard's, and Hobby Lobby have been particularly obtuse about this and I have, on several occasions walked out without the merchandise, making sure they knew I would buy these items elsewhere.
Things have improved over the last several years and I rarely get asked anymore. When I do, I just say I don't have a phone. They don't like hearing that but they allow the sale to proceed.
And NO, I do not have a debit card. It bugs me no end that many of the checks I write now (Wal-Fart was one of the first to start this #$%&) use "electronic payment". That's why I won't get or use a debit card. (I don't even like "electronic deposits" !!)
About 15 years ago, I took my phone number off of my checks for security reasons. You have probably heard of stories where, to protect your identity, you are not supposed to put your Social Securtiy number or Driver's License numbers on your checks. Unfortunately, Ill-Annoy requires us to give the vendor our DL number IF they ask. Nothing in the law says we have to put our phone number on the check. Over the last 15 years, I have had problems at stores like Lowe's, Home Depot, Menard's, Hobby Lobby, assorted grocers, etc., with not having a number on the check. The cashiers have usually called some member of management where I "school" them on the law's requirements. In MOST cases, these "requests" are COMPANY POLICY with no basis in law. Lowe's, Menard's, and Hobby Lobby have been particularly obtuse about this and I have, on several occasions walked out without the merchandise, making sure they knew I would buy these items elsewhere.
Things have improved over the last several years and I rarely get asked anymore. When I do, I just say I don't have a phone. They don't like hearing that but they allow the sale to proceed.
And NO, I do not have a debit card. It bugs me no end that many of the checks I write now (Wal-Fart was one of the first to start this #$%&) use "electronic payment". That's why I won't get or use a debit card. (I don't even like "electronic deposits" !!)